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"For one thing, mobile payment methods significantly save passengers' time and make travel more efficient. For another, since the government administers the whole railway transportation system, it's easier for it to develop and roll out a unified payment system on a nationwide basis."

"Global institutional investors are currently underweighted in Chinese assets. As the importance of China's economy and the yuan increases, adding positions on these assets will become the norm for foreign funds," said Fang Xinghai, vice chairman of the China Securities Regulatory Commission.

"Greater participation of foreign financial institutions will help create more healthy competition in the Chinese market and raise the quality of the onshore financial services," Dong said.

"Foreign trade development will further coordinate with national economic growth, environmental resource protection, industrial structure adjustment and regional development strategy," she said.

"For those fintech companies which went public abroad, payday loan business is where the market expectation lays," said Guo Dagang, secretary-general of Beijing Internet Financial Industry Association.